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PAL Finance Group, LLC

985 Amicks Ferry Rd
Chapin, SC 29036

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Three things you should know about auto insurance in South Carolina

Motorists in South Carolina must be adequately informed about their insurance responsibilities. At PAL Finance Group LLC, we offer auto insurance coverage to drivers in and around Chapin, SC.

Here are three things that South Carolina motorists need to know about auto insurance requirements in their state. 

Motorists in South Carolina need to have at least $25,000 in property damage coverage. 

Motorists could be held liable for the costs of any property damage that results from accidents they are involved with. For this reason, the state requires auto insurance coverage to include at least $25,000 in property damage coverage. 

Motorists in South Carolina need to have at least $25,000 in bodily injury coverage per person per accident. 

Another urgent liability requirement is bodily injury coverage. The required amount of coverage per individual in an accident is $25,000. The state also requires at least $50,000 in bodily injury coverage total for an accident if multiple individuals are injured. 

South Carolina is a state that has requirements regarding both uninsured and underinsured motorist coverage.

South Carolina is one of the numerous states that includes uninsured motorist coverage along with its insurance requirements. There are two types of uninsured motorist coverage that the state requires. These include uninsured and underinsured motorist bodily injury coverage and property damage coverage. 

Of course, another requirement for state auto insurance policies is that motorists carry proof of insurance with them in their vehicles while driving at all times. 

If you’re on the market for the right insurance policy for your needs, we’re here to help. Send us a message at PAL Finance Group LLC to explore our auto insurance policies in Chapin, SC.