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PAL Finance Group, LLC

985 Amicks Ferry Rd
Chapin, SC 29036

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South Carolina Flood Insurance coverage

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Flood Insurance

The South Carolina, North Carolina, and Georgia area can be a great area for anyone to live. When you are in this area of South Carolina, North Carolina, and Georgia, you are going to enjoy the beautiful weather and scenery. When you have a home in this area, you may need some additional insurance coverage. One form of coverage you may need is flood insurance. There are several reasons why someone will need to have flood insurance on their property.

Located in Flood Zone

One reason why you will need flood insurance is if your home is located in a flood zone. People that live in an area that is prone to a flood risk could be designated in a high-risk zone by FEMA. If this occurs, your lender will likely require that you have flood insurance on your property to ensure their collateral is protected if it is damaged in a flood. Most of the time, you are going to need to escrow these payments each month.

No Other Coverage

Another reason why you may want to have a flood insurance policy is if you do not have any other coverage. Even if you do not live in a flood zone, you could still be at risk of a flood. Due to this, you should check your home insurance policy to see what your coverage is. If your current coverage is limited, having a flood insurance policy could be a good idea to provide you with peace of mind.

If you do own a home in the South Carolina, North Carolina, and Georgia area, it is very important that you carefully consider all of your insurance needs. If you need help determining whether flood insurance is necessary for you and your situation, you should call us at PAL Finance Group LLC. Our team of insurance professionals at PAL Finance Group LLC can help to evaluate your South Carolina, North Carolina, and Georgia home and current insurance coverage to see if you would benefit from more flood coverage.


While our main office is located in Chapin, SC, we service clients all over South Carolina, North Carolina, and Georgia.

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Servicing States

  • South Carolina
  • North Carolina
  • Georgia