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PAL Finance Group, LLC

985 Amicks Ferry Rd
Chapin, SC 29036

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South Carolina Homeowners with Home Insurance Coverage

Home Insurance

When you are in the South Carolina, North Carolina, and Georgia area, it would be a good idea to invest in your future and purchase your own home. If you are going to purchase a home, you need to make sure that you are handling all your responsibilities appropriately. One task that all South Carolina, North Carolina, and Georgia property owners need to take seriously is their need to get a home insurance policy. There are several situations in which you will be required to get home insurance.

When you Have a Mortgage

One situation when you need to have a home insurance policy is if you have a mortgage. Due to the sizable costs that come with purchasing a home, most people are going to take out a mortgage when they buy a new property. If you have taken out a mortgage, the lender is going to require that you carry home insurance at all times. Since it protects the bank's collateral, most people will also be required to escrow for home insurance on a monthly basis.

Association Requirements

Another situation when you will need to have home insurance is if you live in a home association. Many communities that have associations will have rules that dictate your insurance requirements. When you are in an association, the rules will want to ensure that you have the ability to repair your home if it is damaged and that you can pay restitution if you or your property causes damages to others. A home insurance policy in South Carolina, North Carolina, and Georgia will do both of these things.

Buying a home is a big decision and investment for anyone in South Carolina, North Carolina, and Georgia. To ensure that you are protecting this investment, you should reach out to PAL Finance Group LLC to get advice and support for picking an insurance plan. The team at PAL Finance Group LLC can help you to evaluate your risks to then determine what form and level of coverage you should get.

While our main office is located in Chapin, SC, we service clients all over South Carolina, North Carolina, and Georgia.


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Servicing States

  • South Carolina
  • North Carolina
  • Georgia